Our Health & Medical Solutions

Health insurance solutions designed to provide access to quality medical care for individuals, families, SMEs and corporate teams.

Individual

Family health plans

One plan for parents and children at trusted hospitals across Kenya—more cost-effective than separate individual covers when a family member is unwell.

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Group

Corporate health plans

For businesses and groups with 21+ employees: comprehensive cover, wellness programmes, and regional or global healthcare access.

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Group

Micro (SME) health plans

Flexible inpatient and outpatient for startups, SACCOs and small teams—from KSh 250,000 limits, optional maternity, dental and optical.

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Individual

Senior citizens health plans

Medical cover for ages 65–80: chronic and pre-existing conditions, hospice, organ transplant, and peace of mind in later life.

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Individual

Junior health plans

Dedicated cover for children 0–18 (up to 24 with schooling proof): paediatric care, immunisations, optional dental and optical.

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Individual

Outpatient only health cover

Simple outpatient cover with unlimited visits at your chosen clinic—from about KSh 4,000 per person per year for everyday care.

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Individual

Student personal accident plans

Financial protection for students: medical and dental costs after accidents, disability, death benefit and last expense support.

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Individual

International health insurance

Worldwide cover with high limits, evacuation and chronic-condition support—for expats, travellers and cross-border families.

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Individual

Diaspora health insurance

Secure quality inpatient and outpatient care for family in Kenya while you pay from abroad—with flexible remittance-friendly options.

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Niuguard Insurance Agency helps Kenyan families and businesses find the right coverage. From motor and home insurance to health and business policies, we work with leading insurers to protect what matters most to you.

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