Personal / Group Accident Insurance provides financial security for individuals, employees, and students in the event of accidental injury, disability, or death. Available as individual, group, or student cover, this policy ensures you and your dependents remain financially stable when accidents disrupt your ability to work or earn.
What it covers
- Accidental death – Lump sum payout to beneficiaries in case of loss of life
- Permanent total disability (PTD) – Compensation for life-altering disabilities
- Temporary total disability (TTD) – Weekly income replacement during recovery
- Medical expenses – Covers treatment costs arising from accidents
- Loss of income – Financial support when you are unable to work
Why it matters
- Provides financial stability for families and employees
- Ideal for employers looking to protect staff against workplace and off-duty risks
- Ensures peace of mind in case of unexpected accidents
- Suitable for high-risk occupations and everyday protection
Requirements for group
To get a quotation for group cover, insurers typically require:
- Number of employees or members
- Nature of occupations/risk exposure
- Estimated monthly earnings or salary details
