Retirement and Pension Plans

Individual plans

Personal retirement plans, income draw down, and annuity fund for members saving on their own behalf.

Individual

Personal retirement plans

Tailor-made individual retirement savings: periodic contributions into a guaranteed, interest-bearing fund with compounding—choose pension payouts (lump sum plus income) or a full provident lump sum at retirement.

Read More

Individual

Income draw down

Income drawdown: deposit a lump sum or multiple payments, then regular income on your terms—unlike a fixed annuity, while the balance stays invested and growing.

Read More

Individual

Annuity fund

Turn savings into steady income: a one-time payment to the insurer, then regular payments for life—immediate or deferred annuity, fixed or variable payouts.

Read More

Corporate plans

Group personal pension plans — umbrella pension schemes, credit life, group life, and last expense for employers, banks, SACCOs, and associations.

Corporate

Umbrella pension schemes

Umbrella retirement benefits for organizations—no standalone scheme to run; trusteeship and compliance within the insurance framework at no extra cost; you remit contributions and update staff changes.

Read More

Corporate

Group credit plans

Credit life for loans on death, disability, or retrenchment—protects assets and income for the borrower’s family; illness and natural causes covered. For banks, SACCOs, and corporates offering credit.

Read More

Corporate

Group life policies

Annual renewable group life in Kenya: master policy for employers or groups—employees covered as a group; death, illness, and injury protection; natural causes; worldwide cover (war exclusion only).

Read More

Corporate

Group funeral last expense cover

Funeral expense cover for employers, SACCOs, chamas, and welfare groups—cash within 72 hours, no medical tests, extended family, simple claims. Option 1 and 2 for groups under 100 families.

Read More