Political Violence and Terrorism (PVT) Insurance is a specialized cover designed to protect individuals, properties and businesses against losses arising from terrorism and politically motivated unrest.
Best for: Businesses, property owners, investors, and organizations seeking reliable protection against terrorism, riots, and political instability in Kenya.
Key features
- Flexible cover options – Available as a stand-alone policy or as an add-on (rider) to covers like motor, property, or home insurance
- Wide risk protection – Safeguards both individuals and businesses across multiple risk scenarios
- Customizable policies – Tailored to suit commercial, industrial, and personal needs
- Fast recovery support – Helps businesses resume operations quickly after disruption
What is covered
- Physical loss or damage – Protection against destruction of property caused by terrorism or political unrest
- Business interruption – Covers loss of income and operating costs when business operations are disrupted
- Civil disturbances – Includes riots, strikes, civil commotion, and malicious damage
- Major political events – Covers risks such as war, civil war, rebellion, insurrection, revolution, and coup d’état
- Sabotage & looting – Compensation for damages due to sabotage and consequential looting
