WIBA Insurance is mandatory in Kenya for employers. It protects employees against injury, disability, or death from work-related accidents or occupational diseases, with compensation assessed by DOSHS—keeping you compliant and your workforce protected.
Work Injury Benefit Act (WIBA) Insurance
What it is
Work Injury Benefits Act (WIBA) Insurance is a mandatory cover in Kenya that protects employees against injuries, disabilities, or death arising from work-related accidents or occupational diseases, as provided under the Work Injury Benefits Act, 2007.
All employers in Kenya are legally required to have WIBA Insurance for their employees, regardless of industry or contract type. The cover provides compensation for medical expenses, temporary or permanent disability, death benefits, and funeral expenses, as assessed by the Directorate of Occupational Safety and Health Services (DOSHS). WIBA Insurance ensures legal compliance, protects employers from financial liability, and guarantees employees timely compensation in the event of workplace injury or illness.
Benefits
Benefits under WIBA
The benefits compesated in WIBA include:
- Death
- PTD (Permanent Total Disability)
- TTD (Temporary Total Disability)
- Medical expenses
- Funeral expenses
- Artificial appliances
- Life assistant benefit
Enhanced coverage
WIBA only applies when one is at work. However, the cover can be enhanced by adding a Group Personal Accident policy to extend protection to 24 hours—both at work and off work.
Protect your employees while shielding your business from unexpected financial and legal risk. Stay compliant. Protect your workforce. Secure your business.
Request a quote for WIBA or enhanced cover and we will help you stay compliant and structure the right protection for your team.
