Offering flexible inpatient and outpatient plans with generous limits, zero waiting periods for registered groups, and optional maternity, dental, and optical benefits.

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Micro (SME) health plans

What it is

Whether you’re a startup, SACCO, or a growing team, flexible inpatient and outpatient plans with generous limits, zero waiting periods for groups, and optional maternity, dental, and optical benefits give your people the care they need so you can build with peace of mind.

Key benefits

  • Inpatient cover from KSh 250,000 up to KSh 10 million
  • Outpatient, maternity, dental, and optical (optional add-ons)
  • Annual wellness checkups and KEPI vaccinations
  • Coverage for chronic, psychiatric & congenital conditions
  • Commercial air evacuation, personal accident, and last expense cover
  • No waiting period for registered business groups (3+ members)

Policy limits

Limits scale with the package selected; we help you match cover to your team size and budget.

Who is it for

  • Startups
  • SMEs
  • SACCOs
  • Organizations with 3 or more employees looking to offer competitive health benefits and improve productivity
Niuguard Insurance Agency helps Kenyan families and businesses find the right coverage. From motor and home insurance to health and business policies, we work with leading insurers to protect what matters most to you.

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