A simple, affordable outpatient cover—unlimited visits and essential services at a fixed annual fee so everyday healthcare is accessible without surprise bills.

Your Trusted Partner

Request for a quote

Outpatient only health cover

Created to make every day healthcare accessible to every Kenyan. Unlimited hospital visits and essential outpatient services at a single, low fixed annual fee—no worrying about cost, cash payments, or unexpected bills.

What’s covered?

Full outpatient care at your selected clinic, including doctor consultations (and specialist reviews), laboratory tests, prescription medication including chronic treatment, minor procedures and dressings, preventative care and screening, chronic disease management, baby-friendly KEPI vaccines, and emergency stabilization.

Niuguard Insurance Agency helps Kenyan families and businesses find the right coverage. From motor and home insurance to health and business policies, we work with leading insurers to protect what matters most to you.

Need Any Help? Or Looking For an Agent

© 2026 Niuguard Insurance Agency. All Rights Reserved.