Seamless access to premium medical care worldwide—for expatriates, frequent travellers, and families across borders.

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International health insurance plans

Whether you’re living abroad, working in Kenya as an expatriate, raising a family across countries, or travelling for business—international health cover gives you seamless access to premium medical care worldwide. From maternity to chronic illness, outpatient to emergency evacuations, you and your family are protected anywhere, anytime.

Key benefits

  • Global access — Trusted hospitals and specialists in over 183 countries, including top-tier facilities across Africa
  • High annual limits — Up to USD 4.5 million per individual for surgeries and long-term treatments (e.g. cancer, HIV)
  • Pre-existing & chronic — Full-limit coverage for ongoing needs where terms apply
  • Evacuation & repatriation — Coordinated in emergencies, including second opinion
  • No co-pays, no sub-limits — Full access to care as per policy wording
  • Modular plans — Maternity, dental, optical, wellness, mental health, tailored to your lifestyle and region
  • 24/7 support — Concierge support in many languages
  • Local + global — Kenya-based teams working with global partners for claims and care
Niuguard Insurance Agency helps Kenyan families and businesses find the right coverage. From motor and home insurance to health and business policies, we work with leading insurers to protect what matters most to you.

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