The last thing you want when you or a family member is sick is the stress of trying to pay for medical expenses.

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Family health plans

What it is

Protect your loved ones under one plan that covers both parents and children at trusted panel hospitals across Kenya against medical expenses. Includes all the benefits of individual plans but extended to spouses and children. Often more cost-effective than purchasing separate individual plans.

What it covers

  • Hospital bed accommodation charges (minus NHIF rebate amount)
  • Pre-existing conditions are declared and accepted
  • Diagnostics for member and spouse
  • Major organ transplant procedure
  • In-patient prescribed physiotherapy, chemotherapy, radiotherapy, nursing care, prescribed drugs/medicine, dressing and diagnostic test
  • Non-accident maxillofacial and ophthalmologic, dental surgery subject to authorization
  • Day care surgery
  • Resident mother/doctors fee
Niuguard Insurance Agency helps Kenyan families and businesses find the right coverage. From motor and home insurance to health and business policies, we work with leading insurers to protect what matters most to you.

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