Whole of Life Plan is designed to give you and your loved ones financial security for life. It pays a lump sum (one-time payment) to your beneficiaries when you pass away and also provides coverage in case of disability or a serious illness. Think of it as a lasting asset like property or stocks that you can leave to your family, helping them stay financially secure without selling important assets.
Whole of life plans
What it is
It is a policy where:
- You pay premiums (monthly, quarterly or yearly)
- The cover runs/lasts until you die (no expiry like other plans that have 10, 15 or 20 yrs)
- When you die, your family or nominated beneficiaries are paid a lump sum
- Provides coverage in case of disability or a serious illness within the policy period
Think of it as a lasting asset like property or stocks that you can leave to your family, helping them stay financially secure without selling important assets when you are no longer alive.
Note: This plan is about permanent financial investment and protection for your family.
How it works
Pick your Sum Assured and pay regular premiums over 10, 15, or 20 years. Coverage lasts for life, ensuring your chosen amount is paid to your loved ones when needed.
Key benefits
Key benefits
- Tax Relief
- Flexible Premiums: Pay monthly, quarterly, semi-annually, or annually.
- No Medical Check: For coverage up to KES 5 million, skip the medical exam.
- Critical Illness Cover: A lump sum is paid on diagnosis of serious conditions like cancer, stroke, heart attack, organ transplant, paralysis, Alzheimer's, and more.
- Permanent Disability Cover: Receive a lump sum if you experience permanent total or partial disability, from accident or illness.
Ready to explore whole of life cover? Request a quote and we will walk you through sum assured, premium options, and optional benefits.
